Small Business Insurance to protect You from Disaster

By Peter Vickers Insurance Brokers | business insurance, smallbusinessinsurance, smallbusinessinsurancedisasterplan |

What's does your Business Insurance Disaster Plan look like?

It may sound like an obvious place to start but most businesses don’t have an extreme weather plan in place, more information read our Helping Small Businesses prepare for natural disasters and What are the key flood risks for Small Business.

It’s important to remember that these events affect all types of properties - commercial and businesses properties included. In fact, businesses are more affected as they risk losing income and productivity if there is severe damage to the premises and assets including staff being unable to come to work. How do you know if you are underinsured?

Many SMEs think they are fully insured because they have insured the physical assets of their company. Business owners often need to purchase a range of insurance covers to properly protect their business such as Property, Professional Indemnity Insurance, Public and Product Liability Insurance, Cyber Protection, Management Liability, Business Interruption Insurance and Motor Vehicle Insurance.

Standard insurance often isn’t adequate for a small business owner and an ‘off’ the shelf product can often leave an business uninsured in cases of extreme weather. This is where the importance of an annual policy review is invaluable in keeping your business protected with the most up to date insurance. Talk to our brokers to get a more in depth understanding of what type of cover is right for your business with the possibility of suffering major losses following a Fire, Weather or other event.

Want to know how to protect your business with the right insurance talk to the team at Peter Vickers Insurance Brokers on 1300 784 011

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Peter Vickers Insurance Brokers

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Lindfield NSW 2070
T: 1300 784 011
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