Why Use An Insurance Broker?

A broker can make sense of the fine print and offer guidance about the level of cover that’s right for your business.

These are the 7 common mistakes made about business insurance:

1. Assuming that your business is too small to benefit from Insurance
2. Assuming Insurance is a one size fits all
3. Not having Cyber Insurance
4. Not reviewing your policy regularly to make sure it is still relevant to your business needs at PVIB we suggest having Annual Reviews
5. Not having all the legal entities for your business on your policy
6. Not having Income protection as a Business owner
7. Understanding what is included and excluded from your policy   

When it comes to running a business, you’ll want to be focused on generating sales. Buying the wrong insurance at a cheap price can end up being a costly mistake. An insurance broker may even be able to negotiate a better deal in terms of both price and coverage.  Check out our FAQ's 

“Every business has very different exposures – make sure yours has the right cover”

Small Business Insurance is complex, the fundamental concepts that underpin most business insurance policies are: scope of cover and insured values.

It is vital to understand different risks are insured for different amounts.

A good broker can prove to be invaluable if a claim needs to be made, by coordinating the claims process and knowing what is and isn’t covered by your policy. It is important to remember that your insurance broker works for you, not the insurer. Check out our Case Studies

“If you have to make a claim, it’s good to have someone on your side for your business insurance needs”

At Peter Vickers, our insurance brokers spend the time running around so you don’t have to; providing you with the right coverage and policies for your specific business needs

“If you can’t afford insurance, you probably can’t afford to run the business”, Karl Sullivan – head of risk and operations for Insurance Council of Australia

Tailoring your insurance, placing your cover, delivering ongoing service, managing your claims and renewing your cover is all part of our service at Peter Vickers Insurance Brokers.

Talk To Our Insurance Experts Today on 1300 784 011